The Almanac Formula: How to Navigating the Path to Financial Success

The Almanac Formula: How to Navigating the Path to Financial Success


𝗡𝗮𝘃𝗮𝗹 𝗥𝗮𝘃𝗶𝗸𝗮𝗻𝘁 made $𝟲𝟱𝗠 from his investments alone. It’s called “𝗧𝗵𝗲 𝗔𝗹𝗺𝗮𝗻𝗮𝗰𝗸 𝗙𝗼𝗿𝗺𝘂𝗹𝗮”

Some people know him as an entrepreneur, philosopher, or personal development guru.

But he’s actually a genius investor who yields massive returns from every project he invests in.

Born in New Delhi, India, 1974.

Moved to the United States with his family in 1983.

Graduated from Dartmouth College in 1995.

Made his first million at 29 years old.

This is his formula:

𝗜𝗻𝘃𝗲𝘀𝘁 𝗶𝗻 𝘆𝗼𝘂𝗿𝘀𝗲𝗹𝗳

The best investment you can make is in yourself.

This means investing in your education, skills, and experience.

The more valuable you are as a person, the more valuable you will be to potential employers and investors.

𝗜𝗻𝘃𝗲𝘀𝘁 𝗶𝗻 𝘁𝗵𝗲 𝗹𝗼𝗻𝗴 𝘁𝗲𝗿𝗺.

The stock market is a long-term game. Don’t expect to get rich quickly.

Instead, focus on investing in companies that you believe have the potential to grow over time.

𝗗𝗶𝘃𝗲𝗿𝘀𝗶𝗳𝘆 𝘆𝗼𝘂𝗿 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼.

Don’t put all your eggs in one basket. Diversify your portfolio by investing in a variety of companies and industries.

This will help reduce your risk if one of your investments goes bad.

𝗗𝗼 𝘆𝗼𝘂𝗿 𝗿𝗲𝘀𝗲𝗮𝗿𝗰𝗵.

Before you invest in any company, make sure you do your research.

Learn about the company’s products or services, its financials, and its management team.

Read financial reports, analyst reports, and news articles about the company

𝗜𝗻𝘃𝗲𝘀𝘁 𝗶𝗻 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀 𝘆𝗼𝘂 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱.

Don’t invest in companies just because they are hot or trendy.

Invest in companies that you understand and believe in.

The more you understand a company, the less likely you are to make a bad investment.

𝗜𝗻𝘃𝗲𝘀𝘁 𝗶𝗻 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀 𝘁𝗵𝗮𝘁 𝗮𝗿𝗲 𝘀𝗼𝗹𝘃𝗶𝗻𝗴 𝗿𝗲𝗮𝗹 𝗽𝗿𝗼𝗯𝗹𝗲𝗺𝘀.

The best companies are those that are solving real problems that people have.

These companies are more likely to be successful in the long term.

𝗜𝗻𝘃𝗲𝘀𝘁 𝗶𝗻 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀 𝘁𝗵𝗮𝘁 𝗵𝗮𝘃𝗲 𝗮 𝗴𝗼𝗼𝗱 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝘁𝗲𝗮𝗺.

The management team is responsible for the success or failure of a company.

Invest in companies that have a good management team with a track record of success.

𝗜𝗻𝘃𝗲𝘀𝘁 𝗶𝗻 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀 𝘁𝗵𝗮𝘁 𝗮𝗿𝗲 𝗴𝗿𝗼𝘄𝗶𝗻𝗴 𝗿𝗮𝗽𝗶𝗱𝗹𝘆.

Look for companies that are growing faster than the market average.

Companies that are growing rapidly often reinvest their profits in new growth initiatives, which can lead to even faster growth in the future.

𝗧𝗵𝗮𝘁’𝘀 “𝗧𝗵𝗲 𝗔𝗹𝗺𝗮𝗻𝗮𝗰𝗸 𝗙𝗼𝗿𝗺𝘂𝗹𝗮”

Simple and effective.


Read books and articles.

Learn from other people’s experiences and insights.

Join a community.

Focus on your strengths.

Follow me Dan Murray-Serter 🧠 for more on habits and leadership. 


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